University of Tennessee-Chattanooga Cost & Financial Aid Information

$14,417
Average Net Price
81%
Receive Aid
36%
Pell Recipients
Very Affordable
Affordability

Average Net Price

The average net price at University of Tennessee-Chattanooga is $14,417 per year after grants and scholarships are applied.

Overall Average Net Price

$14,417

Average amount students pay per year after financial aid

Net Price by Family Income

$0-30,000$9,416
$30,001-48,000$10,749
$48,001-75,000$13,747
$75,001-110,000$17,405
$110,000+$17,861

Financial Aid

University of Tennessee-Chattanooga demonstrates strong commitment to educational accessibility, with 81% of undergraduate students receiving financial aid and 36% benefiting from federal Pell grants for demonstrated financial need.

Students Receiving Aid

81%

Of undergraduate students receive some form of financial assistance

Pell Grant Recipients

36%

Of students receive federal Pell grants for demonstrated financial need

Grants & Scholarships

Gift aid that doesn't need to be repaid

Work-Study Programs

Part-time employment opportunities on campus

Student Loans

Federal and private loan options available

Combined Sticker Price (Undergraduate)

The sticker price represents the total cost before any financial aid is applied. In-state students can expect a sticker price of $10,144 annually for tuition and fees, while out-of-state students pay $18,208. Additional costs for room, board, books, and personal expenses will vary based on your living arrangements and lifestyle choices. Commuting students pay approximately $12,544, which is 46% cheaper than on-campus living.

Tuition & Fees Comparison

Annual Tuition & Fees

In-State: $10,144

Out-of-State: $18,208

In-State Students

On Campus Living

Tuition & Fees$10,144
Room & Board$12,000
Books & Supplies$1,200
Personal Expenses$2,000

Total Estimated Cost$25,344

Off Campus Living

Tuition & Fees$10,144
Room & Board$10,000
Books & Supplies$1,200
Transportation$1,500
Personal Expenses$2,000

Total Estimated Cost$24,844

Out-of-State Students

On Campus Living

Tuition & Fees$18,208
Room & Board$12,000
Books & Supplies$1,200
Personal Expenses$2,000

Total Estimated Cost$33,408

Off Campus Living

Tuition & Fees$18,208
Room & Board$10,000
Books & Supplies$1,200
Transportation$2,000
Personal Expenses$2,000

Total Estimated Cost$33,408

Commuting Students

Students living at home and commuting to campus can significantly reduce their costs.

In-State Commuter

Tuition & Fees$10,144
Books & Supplies$1,200
Transportation$1,000
Personal Expenses$1,500

Total$13,844

Out-of-State Commuter

Tuition & Fees$18,208
Books & Supplies$1,200
Transportation$1,500
Personal Expenses$1,500

Total$22,408

Cost Analysis

Analyze how UTC's costs have changed over time.Over the past year, University of Tennessee-Chattanooga has increased costs by $865, representing a 6.4% increase in average net price.

Cost Trends

Previous Year

$13,552

Current Year

$14,417

Change

+$865

Affordability & Value

University of Tennessee-Chattanooga is committed to providing accessible, high-quality education with strong return on investment.

Affordability Rating

Very Affordable

Based on average net price compared to national averages

Investment Value

Students receiving aid81%
Pell grant recipients36%
Student-faculty ratio16:1